Meet Romy Nourafchan – Romyar Nourafchan

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ROMY
NOURAFCHAN

Broker Associate

310-266-2161

romy@insigniamortgage.com

DRE: #00967421 / NMLS: #663710

$1B+
Loans funded

34
Years experience

Top 3%
Of all mortgage
loan officers

2023
Top Jumbo Mortgage
Originator

Romy Nourafchan has been a prominent figure in residential mortgage lending for over 34 years, specializing in serving high-net-worth clients with their complex financing needs.

With a deep understanding of the loan process, Romy expertly guides clients through every step, ensuring they feel informed and supported. Throughout his career, Romy has funded over $1 billion in home and investment property loans, earning a stellar reputation for delivering tailored solutions in challenging financial scenarios.

In 2023, Romy was recognized as the Top Jumbo Mortgage Originator nationwide by the prestigious Scotsman Guide, a testament to his expertise, leadership, and ability to provide access to the best loan programs available. His continued success is reflected in his national rankings as the #20 top mortgage broker by volume in 2023 and #17 in 2024.

Romy collaborates closely with the top real estate agents, business managers, and financial advisors in the country, ensuring his clients receive a seamless and informed experience. Known for his clear and consistent communication throughout the loan process, Romy is trusted by his clients to navigate even the most intricate financing needs.

His career milestones include his tenures at Bank of America Mortgage, Citibank, and HSBC, where he was a distinguished Presidents Club and Platinum Club Member, placing him among the top 3% of all mortgage loan officers in the country. His commitment to providing exceptional client service and his broad expertise make him a go-to advisor in luxury home financing.

(1) Disclosures

(1) No Tax Return loans and foreign national loan products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we oﬀer may have a higher interest rate, more points or more fees than other products requiring more extensive or different documentation. (2) Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan to values (LTV) are based on appraised value. Actual closing times will vary based on borrower qualiﬁcations and loan terms. All loans are subject to credit approval. (3) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (4) With an adjustable rate mortgage (ARM), once the fixed rate period ends, the loan payment will adjust after an initial period and then adjust on a regular basis as set forth in the loan documents. For example, a “3/1” loan will have an interest adjustment 3 years after the loan closes and every 12 months thereafter. Also, the loan will be subject to annual and lifetime adjustment caps. Contact your Insignia Mortgage loan officer to determine what your payments might be once the fixed rate period of the loan ends. (5) Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691

(2) Disclosures

(1) Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Actual closing times will vary based on borrower qualiﬁcations and loan terms. All loans are subject to credit approval. (2) “Loan to Cost” (LTC) is defined as the acquisition price of the property plus the cost to build as determined by a bank appraisal. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. (3) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (4) With an adjustable rate mortgage (ARM), the loan payment will adjust after an initial period and then adjust on a regular basis as set forth in the loan documents. For example, a “3/1” loan will have an interest adjustment 3 years after the loan closes and every 12 months thereafter. Also, the loan will be subject to annual and lifetime adjustment caps. Contact your Insignia Mortgage loan officer to determine what your payments might be once the fixed rate period of the loan ends. (5) Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691.